Comment-Less Consumers Would Be eligible for FHA-Covered Mortgages: Numerous commenters mention the research of one’s Government Accountability Office (GAO) to your Modernization Proposals Could have Program and Finances Ramifications and need Went on Improvements for the Chance Government, so you can believe risk-centered cost carry out club an excessive quantity of individuals regarding qualifying to have a great FHA-insured mortgage. Including, you to commenter reprinted Contour 4 on statement and you will stated: As is obviously confirmed significantly more than, the fresh new imposition of exposure-established prices commonly randomly redline out 20% of all of the most recent FHA pages and you may an entire thirty two% of African-Western group and you may 20% regarding Latino parents currently making use of FHA. Read more